Credit Card Debt Relief

There are a number of tried-and-true credit card debt solutions and relief methods that help manage credit card debt.  

• Forbearance - This type of relief is in the form of a temporary break from making complete payments, not forgiving any amount of the debt. This is useful for temporary financial issues. 
• Lump Sum Settlement - This type of relief allows for the creditor to agree to accept a single payment to satisfy the total credit card debt. This however will affect the debtor's credit score  and there can likely be tax ramifications as well. 
• Workout Programs - With this type of relief, the creditor may either reduce your minimum payment, interest rate, stop assessing late fees or even forgive previously assessed fees. 
• Debt Settlement - This type of relief is what we do best. We will negotiate with your creditor with the goal of them agreeing on a settlement amount, often lower than the total debt owed. At the same time, the debtor will satisfy the repayment of the debt, but for less than the amount originally owed!